:root{--navy:#071f35;--navy2:#0d3556;--teal:#16a99d;--teal2:#0a7f77;--pale:#f2f7f6;--cream:#fbfaf7;--ink:#132f42;--muted:#5b6d79;--white:#fff;--line:#d8e6e3;--gold:#c8a862;--shadow:0 18px 55px rgba(8,38,63,.12);--radius:22px}*{box-sizing:border-box}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--cream);line-height:1.6}a{color:inherit}.container{width:min(1120px,92vw);margin:0 auto}.skip{position:absolute;left:-999px}.skip:focus{left:1rem;top:1rem;z-index:9;background:#fff;padding:.75rem 1rem;border-radius:8px}.site-header{position:sticky;top:0;z-index:10;background:rgba(251,250,247,.94);backdrop-filter:blur(12px);border-bottom:1px solid rgba(8,38,63,.08)}.nav-wrap{display:flex;align-items:center;gap:1rem;min-height:78px}.brand{display:flex;align-items:center;gap:.75rem;text-decoration:none;margin-right:auto}.brand-mark{display:grid;place-items:center;width:44px;height:44px;border-radius:14px;background:var(--navy);color:var(--teal);font-weight:900;font-size:1.35rem}.brand small{display:block;color:var(--muted);font-size:.75rem;margin-top:-.12rem}.site-nav{display:flex;gap:1rem;align-items:center}.site-nav a{text-decoration:none;font-weight:700;font-size:.92rem;color:#243f53}.site-nav a:hover{color:var(--teal2)}.menu-toggle{display:none}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;background:var(--teal);color:#062339;text-decoration:none;border:0;border-radius:999px;padding:.9rem 1.25rem;font-weight:900;box-shadow:0 10px 25px rgba(22,169,157,.22);cursor:pointer}.btn:hover{background:#21beb1}.btn-small{padding:.68rem .95rem;font-size:.9rem}.btn-outline{background:transparent;color:white;border:1px solid rgba(255,255,255,.48);box-shadow:none}.btn-light{background:#fff;color:var(--navy);box-shadow:none}.hero{background:radial-gradient(circle at 85% 5%,rgba(22,169,157,.23),transparent 28rem),linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:6.5rem 0 5rem;position:relative;overflow:hidden}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.28fr .72fr;gap:3rem;align-items:center}.eyebrow{letter-spacing:.13em;text-transform:uppercase;font-weight:900;color:#8ee4dc;font-size:.78rem}.eyebrow.dark{color:var(--teal2)}h1,h2,h3{line-height:1.12;margin:0 0 1rem}h1{font-size:clamp(2.45rem,6vw,4.85rem);letter-spacing:-.055em;max-width:920px}h2{font-size:clamp(2rem,4vw,3.05rem);letter-spacing:-.04em}h3{font-size:1.25rem}.lead{font-size:clamp(1.1rem,2vw,1.32rem);max-width:820px;color:#d9e8ef}.intro{max-width:900px;font-size:1.08rem;color:#3f5765}.actions{display:flex;flex-wrap:wrap;gap:.9rem;margin-top:1.6rem}.hero-card{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);border-radius:var(--radius);padding:1.5rem;box-shadow:var(--shadow)}.hero-card ul{padding-left:1.2rem;margin:.5rem 0 0}.hero-card li{margin:.55rem 0}.card-kicker{margin:0;color:#8ee4dc;font-weight:900}.notice-band{background:#fff7df;border-top:1px solid #ead9aa;border-bottom:1px solid #ead9aa;padding:1rem 0;color:#3d3421}.section{padding:5rem 0}.pale{background:var(--pale)}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.15rem;margin-top:2rem}.info-card,.panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.5rem;box-shadow:var(--shadow)}.info-card{position:relative;overflow:hidden}.info-card:before{content:"";display:block;width:42px;height:4px;border-radius:999px;background:var(--teal);margin-bottom:1.05rem}.info-card p{color:var(--muted);margin-bottom:0}.values-grid .info-card:before{background:var(--gold)}.split,.two-col{display:grid;grid-template-columns:1fr 1fr;gap:2rem;align-items:start}.check-list{list-style:none;padding:0;margin:0}.check-list li{position:relative;padding-left:2rem;margin:1rem 0}.check-list li:before{content:"✓";position:absolute;left:0;top:0;color:var(--teal2);font-weight:900}.cta-band{background:var(--navy);color:#fff;border-radius:32px;padding:2rem;display:flex;justify-content:space-between;gap:1.5rem;align-items:center}.cta-band p{color:#d6e7ee}.narrow{max-width:800px}.privacy-note{background:#ecfbf9;border:1px solid #c9efeb;border-radius:16px;padding:1rem;color:#285466}.form{display:grid;gap:1rem;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.5rem;box-shadow:var(--shadow)}label{display:grid;gap:.35rem;font-weight:750}label.checkbox{display:flex;gap:.7rem;align-items:flex-start;font-weight:650}label.checkbox input{width:auto;margin-top:.35rem}input,select,textarea{width:100%;font:inherit;border:1px solid #cbd9d7;border-radius:12px;padding:.9rem;background:#fff;color:var(--ink)}input:focus,select:focus,textarea:focus{outline:3px solid rgba(22,169,157,.18);border-color:var(--teal2)}.hidden{display:none}.footer{background:#061f33;color:#d8e7ee;padding:4rem 0 1.5rem}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1.25fr;gap:2rem}.footer a{display:block;color:#d8e7ee;text-decoration:none;margin:.4rem 0}.footer a:hover{color:#8ee4dc}.footer-brand{font-size:1.7rem;font-weight:900;color:#fff}.fine{font-size:.86rem;color:#9fb6c2}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:2rem;padding-top:1.25rem;display:flex;justify-content:space-between;gap:1rem;color:#9fb6c2;font-size:.9rem}@media(max-width:960px){.menu-toggle{display:inline-flex;border:1px solid var(--line);background:#fff;border-radius:999px;padding:.6rem .9rem;font-weight:800}.site-nav{display:none;position:absolute;left:4vw;right:4vw;top:76px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:1rem;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}.site-nav.open{display:flex}.nav-wrap>.btn-small{display:none}.hero{padding:5rem 0 3.5rem}.hero-grid,.split,.two-col{grid-template-columns:1fr}.card-grid{grid-template-columns:1fr}.cta-band{display:block}.footer-grid{grid-template-columns:1fr 1fr}.footer-bottom{display:block}}@media(max-width:560px){.brand small{display:none}.footer-grid{grid-template-columns:1fr}.actions .btn{width:100%}h1{font-size:2.45rem}.section{padding:3.5rem 0}.hero-card{display:none}}